Talk to us
Prefer to speak with someone first? Our team can walk you through products, documents and repayment options before you apply.
Contact a branchWhat we finance
Product categories
Product catalogue in preparation
Products are published by an administrator once terms, rates and eligibility rules are approved. Nothing is advertised before it is signed off.
Ask about upcoming productsHow it works
Six steps, no surprises
- Step 1
Apply
Complete the online form or visit a branch. Save and resume anytime.
- Step 2
Verify
We confirm your identity and documents with a KYC review.
- Step 3
Assess
An officer assesses affordability, purpose and repayment capacity.
- Step 4
Approve
Decisions follow documented credit policy and approval authority.
- Step 5
Disburse
Funds are released once your agreement is signed.
- Step 6
Repay
Follow a clear schedule with statements and receipts you can download.
Financial literacy
Borrowing well matters as much as borrowing
Credit is a tool, not income. Before you borrow, work out what the repayment costs you each month, what happens if a season is poor, and what you would do if a payment is late. We would rather approve a smaller loan you can repay comfortably than a larger one that puts your business at risk.
Three questions before you apply
- Can I afford the instalment? Add the instalment to your existing monthly commitments and compare with income.
- What is the total cost? Interest and fees together, not just the headline rate.
- What is my fallback? Know your plan for a slow month before you sign.
Ready to start?
Begin your application online and save your progress. You will receive a reference number you can track at any time.