Calculator
Estimate your repayments
Model an amount, tenor and repayment frequency to see the indicative instalment, total cost and full schedule. Our officers use the same calculation engine during assessment.
All facilities are priced in US dollars.
12 months
10% per year
15% a year for facilities under 4 months, 10% a year from 4 months to 12 months — calculated on a reducing balance.
0 months
Indicative instalment
USD 43,957.94
Instalments
12 payments
Total interest
USD 27,495.33
Fees
USD 0.00
Total repayable
USD 527,495.33
Effective annual rate
10.47%
Repayment schedule
Indicative only. Actual dates are set at disbursement (Africa/Juba).
| # | Opening | Principal | Interest | Total | Balance |
|---|---|---|---|---|---|
| 1 | 500,000 | 39,791.28 | 4,166.67 | 43,957.94 | 460,208.72 |
| 2 | 460,208.72 | 40,122.87 | 3,835.07 | 43,957.94 | 420,085.85 |
| 3 | 420,085.85 | 40,457.23 | 3,500.72 | 43,957.94 | 379,628.62 |
| 4 | 379,628.62 | 40,794.37 | 3,163.57 | 43,957.94 | 338,834.25 |
| 5 | 338,834.25 | 41,134.32 | 2,823.62 | 43,957.94 | 297,699.93 |
| 6 | 297,699.93 | 41,477.11 | 2,480.83 | 43,957.94 | 256,222.82 |
| 7 | 256,222.82 | 41,822.75 | 2,135.19 | 43,957.94 | 214,400.06 |
| 8 | 214,400.06 | 42,171.28 | 1,786.67 | 43,957.94 | 172,228.79 |
| 9 | 172,228.79 | 42,522.7 | 1,435.24 | 43,957.94 | 129,706.08 |
| 10 | 129,706.08 | 42,877.06 | 1,080.88 | 43,957.94 | 86,829.02 |
| 11 | 86,829.02 | 43,234.37 | 723.58 | 43,957.94 | 43,594.65 |
| 12 | 43,594.65 | 43,594.65 | 363.29 | 43,957.94 | 0 |